Getting money from a car accident claim is tough. Insurance companies have been known to downplay the amount of your accident damages, personal injuries, and even argue over how you say the auto accident happened. The end result is you feel frustrated and get significantly less than what you deserve from your insurance settlements.
Here are 3 simple ways you can prevent this and increase your car accident claim:
- Take pictures
The first thing you should do is get lots of pictures of your car accident scene. Having lots of pictures from the crash site will clearly show the amount of your damages. If you have lots of pictures, the insurance company can’t deny the extent of your damages.
To increase your auto accident claim, you should take pictures of:
Damages to both vehicles from the outside and inside.
Pictures of road signs.
Other drivers license plate and vehicle model.
Road damages such as skid marks.
Personal injuries or bruises.
Positions of vehicles before they are moved.
You can also use the accident pictures to explain who caused your car crash. You can combine, a seemingly useless picture of which direction traffic was going, with a picture of your vehicle damage to show the point and speed of impact. You can then use this information to more vividly describe how your accident happened. Best of all, you story will now be backed up by proof.
The next thing you should do is…
- Review Car Accident Report
The police report can be the most accurate source of information about your car accident. The report contains important information such as:
Names and addresses of witnesses.
Information about the other driver (e.g.: driver’s license number and auto insurance company.)
Citations and traffic violations.
A diagram and description of how the accident happened.
You should review a copy of the police report and see if it contains any helpful information. For example, is there anything in the description of the auto accident that shows the other driver was responsible your crash? Are there any witnesses that you weren’t aware of? You should thoroughly read through the accident report and see if it can help in your car accident claim.
The final thing you should do is…
- Find Witnesses
Having a witness at the accident scene can really help your car accident claim. A witness can corroborate your story and give you more credibility. This is especially true if you are not related to the witness.
If there were witnesses to your car crash, you should get the following information:
Address and/or cell phone number.
Written statement of how the accident happened.
You should be aware that insurance companies have been known to contact witnesses independently to discuss the auto accident. They do this to plant false information in the witnesses mind and make them doubt what they remember about the accident. You should try to get a signed statement from your witnesses before the insurance companies speak with them. This way you can preserve the value of your witnesses.
These are some basic tips you can follow to increase your car accident claim. In order to further increase your accident insurance claims, you need to avoid making some common mistakes people make at the beginning of their accident settlements.